Investment and security

Avoid Market Fluctuations. Get Guaranteed Returns!

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When it comes to investing in market-linked instruments, you have to be prepared to face the highs and lows that come with it. In current times, markets have been increasingly volatile. Stocks that were historically high performing have tanked and reached an all-time low. In such times, the wise bet is to opt for an investment option that gives guaranteed returns.

Conventional guaranteed returns instruments seem like a good option. But, you have to keep in mind that as the economy grows, interest rates of these investment tools fall down. The interest rates of such plans are inversely proportionate to the economic development of the country. The Indian economy is expected to grow further which means there will be a further dip in interest rates of conventional guaranteed returns tools.

A guaranteed returns plan like Edelweiss Tokio Life – GCAP offers 5% – 6% returns upfront at the end of a policy term of 15 years. Along with the guaranteed returns, you get accrual additions too. This plan caters to the need of guaranteed wealth accumulation, where you get extra benefits on higher premiums.

GCAP offers many benefits. Let’s look at them:

Guaranteed Returns

With GCAP you get to enjoy guaranteed maturity benefit and death benefit, along with Guaranteed Accrual Addition.

Savings + Protection for Your Family

Along with saving for the future, you also get to protect your family with a life cover

Affordable Investment for Today’s Smart Investor

The plan starts at just ₹1500 per month which makes it super affordable

Enhanced Protection with Riders

You can add riders such as Waiver of Premium, Critical Illness, and Disability rider to your plan for enhanced protection. These riders help you financially in case of critical illnesses and permanent disabilities.

Loan Facility in Times of Need

This plan allows you to get a loan against the guaranteed maturity benefit for urgent or unforeseen needs.

Tax Benefits

We all strive to save as much tax as we can. With Edelweiss Tokio Life – GCAP your premiums are exempt from tax under section 80(C) up to Rs.1,50,000. Even the maturity amount is exempt from tax under section 10(10D).


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