Life Insurance Simplified

Laundry, Grocery and Life Insurance

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“Riya have you prepared the list for grocery shopping for this this month. We are getting late.”, Karan asked his wife.

She replied,“Yes the list is ready.”

Karan said, “Ok. let me check.”






“A Term Plan?”

‘What is this Riya?” He asked looking perplexed.

“Yes, Karan it is a term plan which you are overlooking repeatedly from past few months.

But why you want me to buy that now? I am 29, you are 26 and our daughter is just 2 years old.

You remember my friend Riya Riya’s story is a reminder that once you have a family—no matter your age—term plan is a must- absolutely essential. Riya didn’t want to think about term plan at the time, but lucky for her, her husband had already purchased it which made her to live a life free from any financial worries.”

Karan and Priya decided to buy a term plan. They looked at multiple choices and finally made up their mind to purchase Edelweiss Tokio Life Zindagi Plus. They found this term plan as a promise for their love as it is a term insurance plan that provides a better half benefit. The Better Half Benefit is a feature that enables both the partners to complement each other even after a lifetime! Better Half Benefit ensures enhanced financial security even in the absence of the main breadwinner.

Under this benefit, after the death of the policyholder, a life cover will start in his/her spouse’s name. This will be 50% of the life cover of the policyholder, up to an amount of Rs. 1cr. The spouse won’t have to pay any premium and the nominee will also get the sum assured. This benefit understands that both the spouses contribute equally to the family’s earnings and comfort. So, in case an unfortunate event occurs to the breadwinner then the nominee gets the sum assured. God Forbid if an unfortunate event occurs to the spouse as well then again the guardian of your offspring will receive the sum assured. This ensures complete financial security for your family.

Term plan should not be at the end of your priority list but it should be listed in the top few things which will be the best financial decision that will keep you worry-free for the rest of your life and helps you to attain bigger financial goals in your life. It is always better to be safe and secure than sorry.

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