Term Insurance

Not tomorrow but now!

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Riya was a naive 24-year-old girl when she got married. On the other hand, he was a lot more mature at 30. Little did she know that she would become a widow at the young age of 26 taking care of a 9-month-old baby by herself.

Ajay discussed getting a life insurance plan with Riya as soon as they got married. Riya was hesitant and the last thing she wanted to think about was one of them dying, but she knew Ajay was right and eventually gave in. The process was comfortable and easy; they searched online for an option which not only covers Ajay buy Riya as well. They looked at multiple choices and finally made up their mind to purchase Edelweiss Tokio Life – Zindagi Plus. They found this term plan as a promise for their love as it is a term insurance plan that provided them with a better half benefit. The Better half benefit is a feature that enables both the partners to complement each other even after a lifetime!

Under this benefit, after the death of the policyholder, a life cover will start in his/her spouse’s name. This will be 50% of the life cover of the policyholder, up to an amount of Rs. 1cr. The spouse won’t have to pay any premium and the nominee will also get the sum assured. This benefit understands that both the spouses contribute equally to the family’s earnings and comfort. So, in case an unfortunate event occurs to the breadwinner then the nominee gets the sum assured. God forbid if an unfortunate event occurs to the spouse as well then again the guardian of your offspring will receive the sum assured. This ensures complete financial security for your family.

Riya and Ajay lived a comfortable life until the tragedy that ensued 9 months after their baby was born.
Ajay died in a construction accident that involved working on a wall of a building. The wall collapsed and an attempt to avoid anything hitting him, he jumped off and landed on his back. A piece of cinder block landed right on his chest and obstructed his aorta. As you can imagine, Riya’s heart sank into despair as she heard the news. Edelweiss Tokio Life – Zindagi Plus provided her with financial support. With the sum assured received, Riya started a small time business of a bakery that let her dedicate time to her baby as well as earn a recurring income. Riya couldn’t imagine the difficulty of dealing with emotional and financial distress if it wasn’t for the security blanket called Edelweiss Tokio Life – Zindagi Plus.

Just like how Ajay protected Riya with the right insurance plan. You should also make a decision and not let your loved ones become financially disabled if something ends up happening to you.

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